How Long Does it Take to Get a Second Payment from RAF?

Understanding the timeline for receiving a second payment from the Road Accident Fund (RAF) is crucial for individuals who have successfully claimed from the RAF. This article provides insights into the process and estimated timeframes, based on available information from various sources.

Primary Payment Timeline:

  1. Initial Settlement Phase: Claims with the RAF can take an average of 3-5 years from the date of claim initiation until the conclusion with a Court Order or Settlement Agreement​​.
  2. Post-Settlement Payment: After a settlement is reached, it generally takes the RAF approximately 150 to 180 days to disburse the claim amount​​. This duration can vary depending on the settlement size, with larger payouts potentially taking longer.

How Long Does it Take to Get a Second Payment from RAF?

The timeline for receiving a second payment from the Road Accident Fund (RAF) can vary considerably based on individual case complexities and administrative processes. Typically, after a settlement is reached, it takes the RAF about 150 to 180 days to process and pay out the claim. However, additional delays are common, and in many instances, payments from the RAF can take another 6 – 12 months or longer after the settlement agreement or court order is finalized​​​​.

Factors Influencing Second Payment:

  1. Legal and Administrative Procedures: The capital (settlement amount) is usually recovered from the RAF 180 days from the court date​​. Legal formalities, including obtaining a writ if the RAF defaults on their payment, can extend this timeline.
  2. Distribution of Payments: Typically, fees and disbursements are deducted from the first available funds, with the balance paid to the client as the first payment. The second payment, which includes the party and party costs (cost contribution), ensures that the client receives no less than seventy-five percent of the capital​​.
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Understanding Payment Delays:

  1. Additional Delays: Even after a Court Order or Settlement Agreement is reached, receiving payments from the RAF can take another 6 – 12 months, and often longer​​. This delay can be attributed to administrative backlogs and procedural complexities within the RAF.
  2. Consultation with Legal Representatives: It’s advisable to consult with an attorney for a more accurate estimation of payment dates, as they can provide tailored advice based on the specifics of each case​​.

Receiving a second payment from the RAF can be a prolonged process, often taking several months post-settlement. Understanding these timelines and staying in regular contact with legal representatives can aid in managing expectations and planning accordingly.

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NB: RAF has a strict time limit of three years in which to submit a claim from the date of the accident

NB: RAF has a strict time limit of three years in which to submit a claim from the date of the accident

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Note: The information in this article is based on general experiences and should serve as a guideline. For case-specific advice, it’s recommended to consult directly with legal experts or the RAF.